Use Apple Cash to send and receive money with people you know.
If this is your first time using Apple Cash to send, receive, or request money, learn what you need to get started.
When you send money using Apple Cash, your Apple Cash balance is used to pay by default. If you want to use a debit card in Wallet instead, you can send money directly from your debit card.
If the person you sent money to has not accepted the money yet, you can cancel the payment.
To decline a request for money, you can just ignore the message. You can also decline the request in Wallet.
If the person you sent money to has not accepted the money yet, you can cancel the payment.
On your iPhone or Apple Watch, say "Hey Siri," then say something like, "Send 25 dollars to Jane using Apple Cash." Then tap Send.
By default, your Apple Cash balance is used to send money. If you don't have enough money in your Apple Cash balance to send the payment, you can pay the remainder with a debit card in Wallet.
You can see which card is being used on the confirmation screen.
Learn how to add a debit card to Wallet if you don't have one added.
To change the debit card being used to send money, tap the arrow . Then choose the card that you want to use, and check that the correct billing address is selected for that card.
You can also choose not to use your Apple Cash balance by turning Apple Cash off under Payment Method.
When you send someone a payment request using Apple Cash, they can change or confirm the amount that they want to send.
The first time that you use Apple Cash, you have 7 days to accept the money that you've been sent. After you accept the terms and conditions, payments are automatically accepted and added to your Apple Cash card. You might be asked to verify your identity.
When someone sends you money, it's securely received and kept in Apple Cash. You can use the money right away1 to send to someone, spend with Apple Pay, or transfer the money to your bank account or eligible debit card.
If you choose Manually Accept Payments, you'll see Accept in the message when someone sends you money. You have 7 days to accept the money.
To reject a payment, open the Wallet app on your iPhone, tap your Apple Cash card and find the payment under Latest Transactions. Tap the payment, tap the payment again, then tap Reject Payment.
When you change the setting on one of your devices, it updates the setting on all of your devices.
If you don't see Cancel Payment, the person has already accepted the payment. Try asking the recipient to send the money back to you instead.
It might take 1-3 business days for the money to be refunded, depending on your bank or card issuer.
Apple Cash person to person payments are just like any other private transaction between two people, so only send and receive money with people you know. If you have questions or concerns about a transaction, please contact us.
Published Date:
No, Instagram does not accept Apple Pay.
We researched this on Aug 11, 2022. Check Instagram's website to see if they have updated their Apple Pay policy since then.
Check website
However, Instagram does offer coupons and discount codes.
You can use Instagram coupons to unlock discounts at their website.
View 2 active coupons.
From Instagram's website:
See more details
What other payment options does Instagram offer? Here's their scorecard:
| PayPal: Yes – More details | Debit & Prepaid Cards: Yes – More details |
| Google Pay: No – 8.7k stores offer this | Apple Pay: No – 5.4k stores offer this |
| Shop Pay: No – 5.1k stores offer this | Amazon Pay: No – 3. 8k stores offer this |
| Cryptocurrency Payments: No – 1.4k stores offer this | Alipay: No – 375 stores offer this |
Additionally, here are 5 brands like Instagram that do accept Apple Pay:
Old Navy (oldnavy.gap.com) is a brand like Instagram that does accept Apple Pay.
View details
BigLots (biglots.com) is a brand like Instagram that does accept Apple Pay.
View details
Foot Locker (footlocker.
com) is a brand like Instagram that does accept Apple Pay.
View details
ASOS (asos.com/us/) is a brand like Instagram that does accept Apple Pay.
View details
Jimmy John's (jimmyjohns.com) is a brand like Instagram that does accept Apple Pay.
View details
View the full list of brands that accept Apple Pay
Yes. As of August 11, 2022, Instagram does accept PayPal support. View the discussion thread for more details.
Yes. As of August 11, 2022, Instagram does accept debit & prepaid card support. View the discussion thread for more details.
No.
Based on our last check on August 11, 2022, Instagram was not accepting Google Pay support. Check the full discussion for updated information.
No. Based on our last check on August 11, 2022, Instagram was not accepting Apple Pay support. Check the full discussion for updated information.
No. Based on our last check on August 11, 2022, Instagram was not accepting Shop Pay support. Check the full discussion for updated information.
No. Based on our last check on August 11, 2022, Instagram was not accepting Amazon Pay support. Check the full discussion for updated information.
No. Based on our last check on August 11, 2022, Instagram was not accepting cryptocurrency support. Check the full discussion for updated information.
No. Based on our last check on August 11, 2022, Instagram was not accepting Alipay support.
Check the full discussion for updated information.
View full FAQ
Use Apple Cash to send, request, and receive money in Wallet or Messages, earn rewards from Apple Card transactions, pay for purchases with Apple Pay, and also transfer funds from Apple Cash to a bank account.
Follow the steps below.
Open the Wallet app, tap your Apple Cash card, then tap Set Up Now.
Go to Settings > Wallet & Apple Pay, then turn on Apple Cash.
Receive or send a money transfer in Messages.
Apple Cash can be used where Visa is accepted and Apple Pay is supported.
Using Apple Pay for contactless payments
Using Apple Pay in apps, App Flash, and Safari
Some stores may require you to enter a PIN to complete Apple Cash transactions.
The Apple Cash feature doesn't require a PIN because every payment is verified with Face ID, Touch ID, or a passcode. However, some payment terminals may still require a four-digit code to complete a transaction. To view your PIN, tap , then tap Card Details.
Tap your Apple Cash card, then tap Send or Request.
Enter the recipient's name or select a recent contact, then tap Next.
Enter the amount you want, then tap Send or Request.
Add a comment if you like, then tap the button.
When sending a payment, first view the payment information, then authenticate with Face ID, Touch ID, or passcode.
You can also send or request a money transfer in Messages.
Tap the Apple Cash card to view card balance and recent transactions.
Scroll down to view transactions grouped by year.
You can also do the following:
Transaction search. Tap the button, enter a search term, then tap Search on your keyboard. You can also select a suggested search term, such as category, dealer, location, or contacts, and then enter additional text to refine your search.
Statement request. Tap the button, tap Card Details, scroll down, then tap Request Bank Statement.
Tap your Apple Cash card to view pending requests.
Tap the pending request, then do any of the following:
Sending payment. Tap Send Money.
Hide or reject a request. Tap , then select Ignore Request or Decline Request. If you miss a request, you will receive a request reminder the day before the request expires.
Tap your Apple Cash card, tap , then do any of the following:
Add money.
Add money from your debit card in the Wallet app.
Transfer to the bank. See the Apple Support article Transfer funds from an Apple Cash card to a bank account or debit card (in English).
Card number. View the last four digits of the device account number that is passed to the merchant.
Card data. Change your bank account information, turn Express Transport on or off, manage your Apple Cash Family, and more.
Notices. Turn notifications on or off.
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December 14, 202111 min
Social networks turned out to be not only an attractive platform for communication, but also an effective sales channel.
Craft bakeries, florists, food supplement suppliers, apparel, footwear and jewelry manufacturers, coaches and educators are all trying to sell their services using payment tools that are convenient for consumers and profitable for the merchants themselves. But how to organize the acceptance of payments on Instagram and Facebook? We will talk about this in the material below.
According to a report by Statista, Facebook's monthly audience exceeded 2.5 billion in 2021, and fake accounts have already been excluded from this figure. The daily audience reached 1.73 billion users. Instagram is also very popular with at least 1 billion monthly active users and about 0.5 billion daily active users. Moreover, visitors on Instagram are much more active than on Facebook.
This is one of the reasons why many e-commerce entrepreneurs choose to sell via Facebook or Instagram instead of a website, or maintain two parallel marketplaces such as Instagram and an online store website.
Social networks are suitable for both sales of physical goods and information business. The ability to conduct advertising campaigns with precise targeting allows you to quickly recruit the target audience and offer your product to potential customers, and not to everyone in a row. How to set up a system for accepting payments on Instagram or Facebook? There are several options, each with its own advantages and disadvantages.
Learn more
So, how to add a payment method to Facebook or Instagram?
The easiest and most affordable method of accepting payments in social networks is a money transfer to a bank card. The seller of a product or service adds the card number directly in the text of the post in the Instagram or Facebook feed or sends it in a personal message via messenger. However, this method is good only for start-up entrepreneurs who have a small number of sales and in general it is not yet clear how the business will develop further.
The fact is that the transfer of money to the card does not inspire confidence. Indeed, in the case of fraud, it is very difficult, almost impossible, to prove anything and return the money. For consumers to safely pay by card, you need to earn a good reputation and create a powerful brand, which will take years. But in any case, you will need to manually check the receipt of payments, spend a lot of time on this, and even a careful approach does not insure against errors. And if the goods are not shipped on time, then the number of dissatisfied customers (who found your product, for example, through Instagram) will grow every day.
In addition, if the buyer did not like the product and wants to return it, then you will have to manually transfer the money to the client on the card, often paying a commission.
Only entrepreneurs with legal status can use this method. Therefore, if you are planning to seriously do business on Instagram or Facebook, then it is better to open the status of FLP (individual entrepreneur, in Ukrainian - "FOP").
The essence of the method is as follows: you conclude an agreement with a financial operator or a bank and, when paying for the goods, give the buyer a link to your payment page, which is created specifically for you - in company colors and with your logo. The link can be sent in a private message or indicated directly in the text of the post on Instagram or Facebook.
This method inspires much more confidence on the part of your client, since all payments are made according to the rules accepted in the trade, your buyer receives a check - an official accounting document. All transactions are easy to track in a personal online account, that is, it is much less likely to miss an order from a client from Instagram or another network. In addition, the merchant does not explicitly reveal his card or account number, and the return procedure is also greatly simplified. True, this method also has disadvantages: a bank or financial operator takes a commission for each transaction, and you will also have to pay tax on the income received.
In addition, the money is credited to the current account only the next day.
An alternative and more complicated way is to create an online store site in addition to a page on social networks, on which to install an online acquiring system. The seller indicates the address of his website in a message on Instagram or Facebook, the customer selects the desired product, then goes to the site to pay for the order.
Two years ago, Instagram announced the start of testing an embedded payment system in the US. However, as of the end of 2021, it is still not available in other countries. The implementation of such a tool in the rest of the world would significantly facilitate the process of transactions for entrepreneurs and buyers.
The payment link looks like a regular URL and can be generated in just a few minutes.
The link redirects the visitor of Instagram or another social network to a pre-prepared and configured payment page.
If you use Fondy's payment acceptance service, the page automatically adapts to the screen size, which is especially important for mobile gadgets. In this way, you can quickly and reliably accept payments, because by default the page offers the client the most effective payment methods: Apple Pay and Google Pay. As a result, the buyer from Instagram takes only 6-10 seconds to complete the payment operation.
An important addition: the Fondy payment page can be customized to match your brand style by choosing the colors you need, placing a logo and other branding elements.
How it looks from the customer's point of view:
